Building Financial Confidence Since 2019

We started with a simple belief: everyone deserves to understand their money. Today, we're proud to help families across Argentina take control of their financial futures through practical, proven budgeting strategies.

How We Started

Back in 2019, I was working as a financial advisor when I noticed something troubling. Clients would come to me stressed about money, but they didn't need complex investment advice—they needed to understand where their money was going each month.

That's when ExcelOnTerminal was born. We realized that most people just needed clear, practical tools and guidance to make budgeting work for their real lives. No fancy jargon, no overwhelming spreadsheets—just straightforward methods that actually stick.

Six years later, we've helped hundreds of families find their financial footing. And honestly, seeing that moment when someone finally "gets" their budget? That never gets old.

Team members reviewing financial planning materials and budgeting strategies

Our Mission

We make budgeting accessible and practical for real people living real lives. No judgment, no impossible standards—just clear guidance that helps you build the financial habits that work for your situation.

Our Vision

We envision a world where financial stress doesn't keep people awake at night. Where families can make money decisions with confidence, knowing they have the tools and understanding to build their financial future.

Meet Our Lead Educator

Esperanza Villanueva

Financial Education Specialist

Esperanza brings eight years of experience helping families navigate their finances. She started her career in traditional banking but quickly realized her passion was in education, not sales.

What sets Esperanza apart is her ability to translate complex financial concepts into practical, daily actions. She's worked with everyone from young couples buying their first home to retirees stretching their savings.

"I've learned that good budgeting isn't about restriction—it's about freedom," she says. "When you know where your money is going, you can make choices that align with what really matters to you."

Interactive budgeting workshop session with participants learning financial planning

Our Teaching Approach

Start with your actual spending, not theoretical budgets
Build systems that work with your habits, not against them
Focus on progress, not perfection
Address the emotional side of money decisions
Create sustainable changes that last beyond the course
Provide ongoing support when life throws curveballs

Visual representation of budget tracking tools and financial planning resources

What Guides Us

Practical Focus

We teach strategies you can actually use in your daily life. Theory is great, but we're here to help you with the real stuff—like dealing with irregular income or unexpected expenses.

No Judgment Zone

Everyone's financial journey is different. We meet you where you are, whether you're just starting out or trying to get back on track after a setback.

Honest Education

We tell you what works and what doesn't, based on real experience. No magic solutions or overnight fixes—just proven methods and honest guidance.

Comprehensive financial education materials and budgeting resources